Waterfront. This sale includes Parcel 04151511150560 only. The vacant lot to the left of the home IS NOT included in this sale. Great Opportunity to Build Sweat Equity Quickly! Super Value In Essex, conveniently located close to all amenities such as schools, shopping, restaurants, parks, employment, and transportation. 1-Story home with almost 1800 SqFt +/- of finished living area. Enter through your front door with open floor plan with great flow for entertaining in your Living Room, Dining Room, and Kitchen. Large Bedrooms. Plenty of storage. Oversized Detached garage and shed. Offers will be entertained after property has been exposed on the MLS for 7 calendar days. Seller must comply with HUD Guidelines 24 CFR 206.125 (g). Buyer pays all transfer costs. Seller cannot pay any of the buyer's closing costs. BUYER TO VERIFY GROSS LIVING AREA. INFORMATION IN LISTING TAKEN FROM PUBLIC RECORD. All Reverse Mortgage properties are sold at 100% of the appraisal value within 180 days from recorded deed. IF BUYER SUBMITTING AN OFFER WANTS UTILITIES TURNED ON FOR INSPECTIONS, THE UTILITIES WILL BE TURNED ON IN THE BUYER NAME AND ARE TO BE TURNED OFF IMMEDIATELY UPON THE INSPECTION TIME FRAME EXPIRING. BUYER TO VERIFY GROSS LIVING AREA AND STATUS OF GROUND RENT, IF ANY. INFORMATION IN LISTING TAKEN FROM PUBLIC RECORD. Seller will provide buyer with counteroffer addendum as part of negotiations. THIS SELLER ADDENDUM WILL AMEND AND SUPPLEMENT THE CONTRACT AND, IF APPLICABLE, THE ESCROW INSTRUCTIONS. IN THE EVENT THERE IS ANY CONFLICT BETWEEN THE SELLER ADDENDUM AND THE CONTRACT OR ESCROW INSTRUCTIONS OR NOTICE OR OTHER DOCUMENTS ATTACHED TO OR MADE PART OF THE AGREEMENT, THE TERMS OF THE SELLER ADDENDUM WILL TAKE PRECEDENCE AND SHALL PREVAIL. The following MUST be included in ALL MD contracts: “Buyer(s) acknowledges that the amount of the fee or assessment of deferred water and/or sewer charges for the subject property, if any, MUST BE VERIFIED BY THE BUYER. Buyer(s) also accepts responsibility for any such charges that may exist and further acknowledges that Buyer(s) will be responsible to pay for the same AT OR after closing. After settlement, Seller and Seller's agent SHALL NOT BE liable to Buyer(s) for any amount of any fee or assessment not disclosed.” All contracts and offers are subject to final review and approval of seller. All contracts and offers are not binding unless entire agreement is ratified by all parties. Buyer(s) acknowledges that due to COVID-19, the amount of the fee or assessment of deferred water and/or sewer charges for the subject property, if any, MUST BE VERIFIED BY THE BUYER. Buyer(s) also accepts responsibility for any such charges that may exist and further acknowledges that Buyer(s) will be responsible to pay for the same AT OR after closing. After settlement, Seller and Seller's agent SHALL NOT BE liable to Buyer(s) for any amount of any fee or assessment not disclosed. NOTE: Final List Price/Sales Price is subject to HUD guidelines. ALL OFFERS ARE SUBJECT TO FORMAL HUD APPROVAL.” Equal Housing Opportunity.